Industries
Credit Decisions Built for Your Industry
From onboarding new accounts to monitoring thousands of customers in real time, we help South African credit teams turn scattered data into sharper, industry-aware decisions.
Trusted by Many

FMCG & Consumer Brands
Short shelf lives, tight margins and high volumes leave little room for guesswork. Trade Shield helps FMCG credit teams spot stress in retailers early, grow credit limits with confidence, and keep stock moving without losing control of DSOs or bad debt.

Manufacturing & Industrial
Manufacturers face long order cycles, capital-intensive inputs, and concentration risk on a handful of major customers. We combine your internal payment history with external signals to surface early warnings, guide limit reviews and protect cash flow – all, without slowing down sales.

Logistics & Distribution
In logistics, delays in payment can cascade into service disruption and reputational damage. Trade Shield standardises credit decisions across branches and regions, giving you one live view of exposure, risk and opportunity across your entire book.

Medical, Pharma & Healthcare Supply
Hospitals and clinics are mission-critical clients, but they’re not risk-free. We help you balance patient-critical supply with disciplined credit policies, so you can protect both care and cash flow with clear, auditable decisions.

Agriculture, Milling & Commodities
Seasonality, weather, input prices and buyer concentration all add volatility. Trade Shield helps you track risk by season, buyer, product and region, while flagging which customers are ready for more volume – and which need closer watch.

Not Seeing Your Sector Here?
If you extend trade credit, we can model your risk. Trade Shield is built to adapt to your book – not the other way around.
One Credit Platform, Tailored to Each Sector
Your policies, limits and appetite look different depending on what you sell and who you sell to. Trade Shield gives you:
Configurable Credit Policies
Industry-Aware Scoring
Blend your own payment history with third-party data and sector-specific indicators, so scores reflect how risk really behaves in your world.
Predictive Limit Recommendations
See where you can safely lift limits to
unlock growth, and where to tighten
before arrears appear.
Whether you manage a concentrated portfolio of a few large buyers or thousands of smaller accounts, Trade Shield scales and adapts to your sector’s reality.
From Onboarding to Ongoing Credit Monitoring
Digital Onboarding
- Guided credit application flows – online or via your own channels.
- Automated checks and document collection.
- Instant, risk-aligned limit recommendations.
- Full audit trail of every decision.
Credit Management & Portfolio Monitoring
- Always-on monitoring of your entire book.
- Daily risk and opportunity alerts.
- Prioritised worklists for credit teams.
- Portfolio views that show exposure by industry, group, region and more.
The Result:
FMCG
Trade Shield gives FMCG manufacturers and distributors a single, predictive view of retailer and wholesaler credit risk – so you can
grow using credit decisions you can explain, measure and defend.
Manufacturing
Trade Shield gives manufacturers and industrial suppliers a predictive, real-time view of trade credit risk – so you can release stock, approve projects and grow key accounts with decisions you can explain, measure and defend.
No. Trade Shield is designed for any B2B business that extends trade credit – from manufacturers and FMCG to logistics, healthcare, agriculture and beyond. We tailor our models and workflows to fit your sector, portfolio and policies.
We typically start with a focused discovery and data phase, then configure and calibrate the platform on your own book. Most clients see value from a pilot within a few weeks of providing data, with full rollout following once the results are validated.
Not at all. Your policies and appetite stay central. Trade Shield codifies them, then layers predictive insights on top so your team can make faster, better-supported decisions – with full audit trails.
Pricing depends on the size and complexity of your book, the modules you adopt (Onboarding, Credit Management, or both), and the level of support you require. We’ll scope this with you during the demo process.
