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Industries

Credit Decisions Built for Your Industry

Every industry carries its own kind of risk. Trade Shield gives you one platform for trade credit – with the depth to understand how credit risk, opportunity and behaviour reflect in your sector.

From onboarding new accounts to monitoring thousands of customers in real time, we help South African credit teams turn scattered data into sharper, industry-aware decisions.

Trusted by Many

FMCG & Consumer Brands

Short shelf lives, tight margins and high volumes leave little room for guesswork. Trade Shield helps FMCG credit teams spot stress in retailers early, grow credit limits with confidence, and keep stock moving without losing control of DSOs or bad debt.

Manufacturing & Industrial

Manufacturers face long order cycles, capital-intensive inputs, and concentration risk on a handful of major customers. We combine your internal payment history with external signals to surface early warnings, guide limit reviews and protect cash flow – all, without slowing down sales.

Logistics & Distribution

In logistics, delays in payment can cascade into service disruption and reputational damage. Trade Shield standardises credit decisions across branches and regions, giving you one live view of exposure, risk and opportunity across your entire book.

Medical, Pharma & Healthcare Supply

Hospitals and clinics are mission-critical clients, but they’re not risk-free. We help you balance patient-critical supply with disciplined credit policies, so you can protect both care and cash flow with clear, auditable decisions.

Agriculture, Milling & Commodities

Seasonality, weather, input prices and buyer concentration all add volatility. Trade Shield helps you track risk by season, buyer, product and region, while flagging which customers are ready for more volume – and which need closer watch.

Not Seeing Your Sector Here?

If you extend trade credit, we can model your risk. Trade Shield is built to adapt to your book – not the other way around.

One Credit Platform, Tailored to Each Sector

Your policies, limits and appetite look different depending on what you sell and who you sell to. Trade Shield gives you:

Configurable Credit Policies
Capture your rules and workflows once, then apply them consistently across branches, regions and business units.
Industry-Aware Scoring

Blend your own payment history with third-party data and sector-specific indicators, so scores reflect how risk really behaves in your world.

Predictive Limit Recommendations

See where you can safely lift limits to
unlock growth, and where to tighten
before arrears appear.

Whether you manage a concentrated portfolio of a few large buyers or thousands of smaller accounts, Trade Shield scales and adapts to your sector’s reality.

From Onboarding to Ongoing Credit Monitoring

Trade Shield connects the full trade credit lifecycle in one place:
1

Digital Onboarding

  • Guided credit application flows – online or via your own channels.
  • Automated checks and document collection.
  • Instant, risk-aligned limit recommendations.
  • Full audit trail of every decision.

2

Credit Management & Portfolio Monitoring

  • Always-on monitoring of your entire book.
  • Daily risk and opportunity alerts.
  • Prioritised worklists for credit teams.
  • Portfolio views that show exposure by industry, group, region and more.

The Result:

Faster decisions for Sales, stronger controls for Finance, and fewer surprises for everyone.
FMCG

Trade Shield gives FMCG manufacturers and distributors a single, predictive view of retailer and wholesaler credit risk – so you can
grow using credit decisions you can explain, measure and defend.

Manufacturing

Trade Shield gives manufacturers and industrial suppliers a predictive, real-time view of trade credit risk – so you can release stock, approve projects and grow key accounts with decisions you can explain, measure and defend.

FAQs

Any Questions?

Can’t find your answer? Browse more FAQs or contact us for support.

Do you only work with specific industries?

No. Trade Shield is designed for any B2B business that extends trade credit – from manufacturers and FMCG to logistics, healthcare, agriculture and beyond. We tailor our models and workflows to fit your sector, portfolio and policies.

How quickly can you adapt to our industry?

We typically start with a focused discovery and data phase, then configure and calibrate the platform on your own book. Most clients see value from a pilot within a few weeks of providing data, with full rollout following once the results are validated.

Will we lose control of our credit policy?

Not at all. Your policies and appetite stay central. Trade Shield codifies them, then layers predictive insights on top so your team can make faster, better-supported decisions – with full audit trails.

How does pricing work?

Pricing depends on the size and complexity of your book, the modules you adopt (Onboarding, Credit Management, or both), and the level of support you require. We’ll scope this with you during the demo process.